Frequently Asked Questions
Who is Input Capital?
Input Capital is the world’s first agricultural streaming company. Founded in 2012 and headquartered in Regina, Input Capital buys and sells canola from Prairie farmers via multi-year streaming contracts. We are a publicly traded company listed on the Toronto Venture Exchange (TSXV: INP).
What is a Capital Stream, Marketing Stream, Hybrid Stream and a Mortgage Stream?
Mortgage Streams look and feel like your existing conventional farm mortgage offered by your bank or credit union, but with some key benefits that add value for you. Imagine making your mortgage payments only once a year, after harvest, with canola. The Mortgage Stream offers a competitive alternative to traditional mortgage products.
Capital Streams are a financial tool for canola producers that provides cash upfront for crops yet to be planted. This program is geared towards farmers looking for a cash injection for expansion, succession planning or to save money by purchasing inputs with cash.
Marketing Streams are a new way to market your canola. Access better canola marketing opportunities by joining Input Capital’s canola marketing program. We are the only grain company that will write you a cheque today for the right to market your canola tomorrow.
Hybrid Streams are the perfect balance between our Capital Stream and Marketing Stream providing you with the cash you need today with access to our top tier marketing program to lower your cost of capital.
How do I know I will get paid for my contract?
In the vast majority of our contracts, Input Capital pays you before you deliver canola. Input Capital is licensed and bonded by the Canadian Grain Commission, so you can rest easy knowing that you are going to get paid.
What are the security requirements for a streaming contract?
For streams in which Input Capital provides a cash deposit, security on farmland is required to prevent non-delivery of the canola. Typically, a mortgage registration against farm real estate is required.
What are the costs associated with signing up a streaming contract?
All costs for due diligence and contract registration are paid for by Input Capital for all streams except Mortgage Streams. Mortgage Streams do have some fees that are the responsibility of the farmer.
Does Input Capital buy canola in my area?
Yes, with over 350 contracts to date, Input Capital has more than 455,000 tonnes of canola under contract across Manitoba, Saskatchewan, and Alberta.
How do I get more information?
You can call us at our Head Office in Regina and we will gladly answer your questions. We also have Streaming Sales Representatives throughout the canola growing regions. One will visit you on your farm and work with you to advise on the best use of our program and get you the cash and marketing help you need right away. You and your Streaming Sales Representative will walk through the options and help you find a way to make streaming work for you.
Can I have a Capital, Mortgage and a Marketing Stream with Input Capital?
Each type of stream has its own qualification requirements, but in many cases Input Capital will enter into multiple streams with a canola producer. The maximum production we will contract with any producer is 25 bushels per acre when using all types of streams in combination.